Global Financial Crisis News
While I’ve been away from blogging, the world has seen something that can only be described as a Global Financial Crisis. What began as a fall-out from sub-prime loans last year has spread like a disease through all aspects of the financial system: 1. Credit markets truly froze 2. Even banks could not get day-to-day [...]
Food prices threaten Christmas
It’s common to complain about the necessity of buying food and groceries, but according to reports, things are going to get tougher. Food prices have already been rising through the year, not least due to increased demand from China and India. However, severe weather conditions over the summer have badly affected food harvests across the [...]
Simple budgeting help
Okay, I’ll finish with one more tonight… Budgeting. Book keeping. Accounts. For a business, they are essential, but many householders overlook this issue too easily – until it bites them in the face and they have to count every penny today, because they forgot to count every pound yesterday. Here’s the bottom line: you need [...]
How to save 40% on your energy bill
Debt, financial planning, book-keeping, savings…these are the sort of things that make people yawn. Some may think it’s with good reason, as these aren’t inherently interesting subjects. That’s not the point, though. These are inherently important subjects. Like paying the bills. It’s not an exciting subject. But if people made simple changes to their lifestyle [...]
A little background on the AA
(the insurance company, not alcoholics recovery group) The AA Insurance company has been around since 1905. Back then it was just a group of motoring enthusiast that grouped together to help each other avoid speed traps (oh, yes, even back then the police were setting up speed traps). The resulting group, Automobile Association (AA), quickly [...]
More on Motorbike Insurance
Motorbike insurance – What to Get and Why Motorbike insurance is not only a smart decision to make, but it’s the law in most countries. How much coverage to get and what kind of coverage it should be often depends on the individual, the motorbike, and the finances that are involved? Liability insurance is the [...]
Tips on getting the right motorbike insurance
Getting Quotes For Motorbike Insurance If you are a motorbike lover, make sure you invest in motorbike insurance that will cover yourself and your machine before hitting the road – figuratively speaking of course. Don’t settle for just any motorbike insurance. Make a list of questions and needs that you have and then call several [...]
Welcome to Richmond Way
I’m John Richmond, and I’ve worked in the financial services sector for over 18 years, working for companies such as Prudential, London & Manchester, and Standard Life. I started as a “financial advisor” which basically meant insurance salesman, and worked my way from sales into administration. The biggest surprise for me is just how many [...]